How a deposit is made

A deposit can be made in different ways depending on whether or not the credit institution is a RIX participant.

If you are not a RIX participant

If you do not have access to RIX-RTGS yourself, you will need to use a paying agent, such as the bank that handles your payments and transfers to and from other institutions. For further instructions see the page: Instructions if you are not a participant in RIX-RTGS 

If you are a RIX participant

If you are a RIX participant and do not use a paying agent, you should make the deposit as a regular domestic or international transfer to the Riksbank in RIX-RTGS via RIX Online or SWIFT. For further instructions see the page: Instructions if you are a participant in RIX-RTGS

If you are going to act as a paying agent for an institution subject to the requirement

If you are acting as a paying agent for an institution, there are templates for agents. Read more on the page: Templates for paying agents

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Updated 10/02/2026